UK INVESTOR DISCLAIMER

  UK Investors       Non UK Investors

PLEASE READ THIS IMPORTANT LEGAL INFORMATION AND THEN CLICK “ACCEPT” TO CONTINUE.

Important Information

The legal and regulatory information on this website (“Information”) contains terms and conditions which apply to you and includes important information on our companies and applicable risk warnings. We intend to rely on this Information and for your own benefit you should read the Information carefully. If you do not understand any of the Information please do not hesitate to contact us.

The Information is not directed at any person or entity. The Information is intended only for use by users domiciled in the United Kingdom and is not intended for distribution or use in any jurisdiction or country where it is illegal or unlawful to access and use such information. Non-UK investors should consider their local regulations before considering investment. Finsec Associates disclaims all responsibility if you access or download any Information in breach of any law or regulation of the country in which you reside.

The Information is not directed at any person or entity in the United States, and this site is not intended for distribution or to be used by any person or entity in the United States unless those persons or entities are existing investors in funds managed by Finsec Associates and they have applicable US exemptions.

Accordingly, all persons who access this site are required to inform themselves of and to comply with all applicable sales restrictions in their home country.

Regulators and registered offices

In the United Kingdom the Finsec Associates group operates a number of regulated entities (collectively referred to as “Finsec Associates”):

Finsec Associates Asset Management LLP (“OAM”), is a limited liability partnership incorporated in England and Wales under number OC302585. It is authorised and regulated by the Financial Conduct Authority (“FCA”).and registered as an investment adviser with the US Securities and Exchange Commission (“SEC”). It’s registered office is at 12 Upper Grosvenor Street, London, W1K 2ND.

Finsec Associates Wealth Management (UK) Limited is a limited company incorporated in England and Wales under number 05771936 (“OWMUK”), and is authorised and regulated by the Financial Conduct Authority (“FCA”) and has its registered office at 12 Upper Grosvenor Street, London, W1K 2ND.

Finsec Associates Wealth Management (C.I.) Limited (“OWMCI”) is a limited company registered in Guernsey under number 48037 and is licensed by the Guernsey Financial Services Commission. It has its registered office at PO Box 533, Level 3 (North), St Julian’s Court St Julian’s Avenue, St Peter Port, Guernsey GY1 6EY.

Sales Restrictions

The Information is provided for information purposes only and on the basis that you make your own investment decisions and do not rely upon it. Finsec Associates is not soliciting any action based on it and it does not constitute a personal recommendation or investment, legal, tax or other advice. Should you have any queries about the securities or investment funds referred to on this site, you should obtain specific professional advice for your personal circumstances before making any investment decision.

Risk Factors

Past performance is not an indication of future performance. The value of investments and the income from them may go down as well as up and investors may not get back the amount invested. Because of this, you are not certain to make a profit on your investments and you may lose money.

Exchange rates may cause the value of overseas investments and the income arising from them to rise or fall.

The levels and bases of and reliefs from taxation may change. Any tax reliefs referred to are those currently available and their value depends on the circumstances of the individual investor. Investors should consult their own tax adviser in order to understand any applicable tax consequences.

Accuracy of Information

The Information (including any expression of opinion or forecast) has been obtained from, or is based on, sources believed by Finsec Associates to be reliable, but is not guaranteed as to its accuracy or completeness and should not be relied upon. The Information is provided without obligation on the part of Finsec Associates and on the understanding that any person who acts upon it or changes his investment position in reliance on it does so entirely at his own risk. The Information does not constitute an offer to buy or sell or an invitation to make an offer to buy or sell any of the securities or shares in any fund referred to herein.

Information is current only as at the date it is first posted and may no longer be true or complete when viewed by you. All Information may be changed or amended without prior notice although Finsec Associates does not undertake to update this site regularly.

Some of the Information may be provided by third parties and Finsec Associates accepts no responsibility or liability for the accuracy of such information.

Compensation

In the UK only, OAM and OWMUK are covered by the Financial Services Compensation Scheme (“FSCS”). Eligibility depends upon the type of business and the circumstances of the claim. Most types of investment business are covered for up to £50,000 per eligible claimant. Further information about compensation arrangements is available from the FSCS (www.fscs.org.uk).

For details of compensation available in Guernsey please refer to the Guernsey Financial Services Commission website (www.gfsc.gg).

Complaints

To obtain a copy of the Finsec Associates Complaints Handling Procedure or to make a complaint about this site please send a written complaint for the attention of the Compliance Officer at the registered address: 12 Upper Grosvenor Street, London W1K 2ND.

No Liability

No representation, warranty or undertaking is given by Finsec Associates as to the accuracy or completeness of the Information by Finsec Associates and no liability is accepted by Finsec Associates for the accuracy or completeness of such Information. In no event will Finsec Associates be liable to any person for any direct, indirect, special or consequential damages arising out of any use of the Information, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if Finsec Associates is expressly advised of the possibility or likelihood of such damages. This does not exclude or restrict any duty or liability that Finsec Associates has to its customers under any regulatory system.

You should be aware that the Internet is not a completely reliable transmission medium. Finsec Associates does not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to any direct, indirect or consequential damage, arising out of the use of the products or services referred to herein. This does not exclude or restrict any duty or liability that Finsec Associates has to its customers under any regulatory system.

Indemnity

You agree to indemnify, defend, and hold harmless Finsec Associates, its affiliates and licensors, and the officers, partners, employees, and agents of Finsec Associates and its affiliates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website and the Information.

Material Interests

Finsec Associates and its partners, officers and/or employees may have holdings in the funds referred to on this site and may otherwise be interested in transactions that you effect in those funds.

Linked Websites

This site may be linked to third party websites or contain information provided by third parties. Finsec Associates does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information, and cautions browsers that any use made of such websites or information is at their own risk. Finsec Associates does not accept any liability arising out of the information contained on any linked website or Information provided by a third party and the use of such sites and information is at your own risk. Our Privacy Policy does not apply to third party websites. This does not exclude or restrict any duty or liability that Finsec Associates has to its customers under the regulatory system in the United Kingdom.

Copyright, Trademarks and Other Rights

Copyright, trademarks, database rights, patents and all similar rights in this site and the Information contained are owned by Finsec Associates, its licensors or relevant third party providers. You may use the Information and reproduce it in hard copy for your personal reference only. The Information may not otherwise be reproduced, distributed, stored or transmitted without Finsec Associates’s written consent. Nothing on this site should be considered as granting any license or right under any trademark of Finsec Associates or any third party.

Governing Law

You agree that your use of this site and any dispute arising from the use of this site is subject to English law and you submit to the jurisdiction of the English courts.

Privacy and cookies

Finsec Associates is committed to safeguarding your Personal Data. You may be asked through this site to provide Personal Data such as your name, address, telephone number, email address and other information in connection with Finsec Associates’s client registration procedures. To the extent that Finsec Associates collects any Personal Data about you, Finsec Associates will hold it in confidence and in accordance with applicable data protection legislation. Please see our Privacy Policy for details as to how we hold and use your Personal Data.

Telephone calls made to Finsec Associates will be recorded and recordings may be used for training purposes or to meet Finsec Associates’s regulatory requirements. Any Personal Data provided during the call will be used and held in accordance with relevant data protection requirements.

Finsec Associates uses cookies. A “cookie” is a type of message given to a web browser by a web server. Finsec Associates can use 3 types of cookies: (1) a session cookie to help you navigate to the appropriate part of Finsec Associates’s website for the jurisdiction in which you are located: this is temporary and will be removed at the end of your session (2) a persistent cookie if you click on “remember me” to enable you to customise your use of the website: this will be stored on your computer’s hard drive until it automatically expires after 30 days or until you delete it (3) a persistent cookie to collect non-personal data for Google Analytic reports about your use of the website: this is stored on your computer’s hard drive until it expires or until you delete it. By clicking on the acceptance box you hereby give your consent to Finsec Associates using these cookies.